Yes paypal use crypto but instead of eth many users was expecting the TRON blockchain its faster cheaper and more used.
Eth transactions still too expensive i hope they start use TRON soon
Sometimes security is more important than the money you pay for the transfer. Financial institutions are slowly starting to use crypto. The centralization of the networks used and the fact that their CEOs come up with different issues from time to time can determine these preferences. At the same time, relations with institutions and future studies may be important in terms of determining preferences.
If you ask me, the most important decision that institutions should make when using crypto should be to choose the highest security.