Do you think it's better to save in stable coin like usdt or I should just keep the money in the bank?
OP, as someone who's still learning, I think the safest way to hold onto my money is by using stable coins. They're like a modern version of saving in dollars, digitally stored in a coin that's tied to the value of the US dollar. This way, I don't have to worry about sudden price swings. Plus, I keep it stored securely on my own, so it doesn't matter if banks or crypto exchanges have problems. My money is finally secure.
I have an article that shows you the leading stable coins of 2023. You should do your own research (DYOR) to learn more about each one individually.
Read here
If you want to save in stable coin, make sure the coin is decentralized, currently the the most liquid decentralized stable coin is DAI.
It may be decentralized (debatable), but the real problem is that it is not fully collateralized. In contrast, DAI is over-collateralized.