This thought have been bothering me for a while and I feel we can discuss it here. Many people that are building their Bitcoin portfolio are doing it to also save for the coming generation.
I’m imagining my imaginary children in this imaginary scenario opening up my crypto portfolio and realizing how much of a crypto investor I was with all my bitcoins for their eyes to see.
However, how this wealth will be transferred to the heirs and the next generation and how this wealth will be preserved without being lost or causing problems still remain unclear.
TBH some people might find it hard to get a lawyer, make a will, or pay an agency for planning their stuff when it comes to their crypto. I understand that this solution isn't perfect, because a sneaky family member or a lawyer who knows about crypto could take off with your private key for the bitcoins, and no one else would even know that these crypto assets exist.
Maybe using centralized exchanges could help. You could have a shared account with your family or set up a beneficiary with the exchange that holds your bitcoin investments. This way, if you have multiple people who inherit your stuff, you can split your assets between different exchanges with this feature. You could also make a shared account that moves the assets to the heir's account after a certain amount of time. This could prevent any fights or problems among the heirs.