As a novice in crypto, I want to take enough time to learn more on how the market works before investing. But I'm really concerned on how to keep my money safe as I await the right time to invest.
Do you think it's better to save in stable coin like usdt or I should just keep the money in the bank?
Difficult question indeed. Saving currency in banks doesnt give you benefit due to low interest and while putting in stablecoin means you are prone to the possible negative things that could happen on usdt if ever something happened. But if you are using stablecoins in defi you could gain more than saving in the banks.
So to answer the question maybe to be safe allocate your fund to crypto and stables and used that and also save some on bank for emergency purposes. The allocation defend on your risk apetite.