As a novice in crypto, I want to take enough time to learn more on how the market works before investing. But I'm really concerned on how to keep my money safe as I await the right time to invest.
Do you think it's better to save in stable coin like usdt or I should just keep the money in the bank?
Both usdt (any other stablecoin) and money in the bank have significant drawbacks.
Keeping all your money in usdt or money in the bank would be a little reckless, so the best solution I think is to divide your savings into parts. For one part buy usdt because it allows you to quickly buy crypto on any platform. Although with traditional money (electronic), thanks to online exchangers, it is also not a problem. All these usdt are subject to fluctuations and falls, and, moreover, significant ones. And keeping money in a bank is also not safe, because banks go bankrupt, clients' money is frozen, in general, there are also impressive risks.
Why should you wait for the right moment to invest? While waiting for the perfect entry point, you may be missing out on a good opportunity when it comes to investing in bitcoin, you can start doing it right now. In small portions, at intervals of time - just buy when you have free money and the problem of saving money while waiting for the right moment to invest will become irrelevant for you.