I am glad you did NOT take my comment personally, b/c I did NOT mean it to be in any kind of judgmental way. I already understand that people have a variety of personalities and some styles will NOT easily fit some people.   Accordingly, each of us looks for, and hopefully finds the style(s) that works for him/her.

Personally, I would go crazy, if I were to employ a form of balls to the walls type investing.  I prefer incremental investments and continuous readjustments.  Though I am sure over the years my style has evolved somewhat.  Nonetheless, I have always been somewhat of a saver... yet I have quite a few friends who are NOT of that personality type. 

Actually, probably the majority of people have pretty loose savings plans (whether rich or poor), and certainly, the ones with the larger paychecks can get away with more screw ups... but even well to do people can get into a pickle if they overextend themselves into consuming way more than what is within their incomes.