As a novice in crypto, I want to take enough time to learn more on how the market works before investing. But I'm really concerned on how to keep my money safe as I await the right time to invest.
Do you think it's better to save in stable coin like usdt or I should just keep the money in the bank?
I would say, diversify.
I don't know where are you from but if your local currency is EUR, USD, GBP - you should be fine, if your country is.
The best plan would possibly be to split into 2 currencies (like euro and usd) and probably to keep some in stablecoins also. I would personally add a little bit of bitcoin, gold and silver. Maybe, invest some in stocks.
Anyway, make a plan, google, ask AI, watch youtube and diversify.
Split in like 20%-20%-20%-20%-20% and you should be SAFE.