I think that I have told a variation of the story that when I first left home and I was 17/18 years old, and I had a pretty limited cashflow, .
At 17/18 years old I was not really privileged to certain information especially those that makes one self reliant. I think it is a thing of our culture;parents will hardly allow their children around that age to leave the home to pursue their dreams. Instead, at that age range, we were occupied with how to enter the university, still under the funding of parents/guardians. So at that age, things like investing was alien to us. However, things have changed now as awareness is fast spreading globally, thanks to deeper internet penetration.
Deep down there is this joy I have been experience and that is partly because I feel I am doing the right thing especially with making sure the future is secured; I have never had the fear of the future that was once a nightmare to me. Now I am more hopeful of a future that I don't have to engage in arduous work at old age.
but I learned right from the start to always attempt to put away at least 10%, and I was not always very good in terms of where I put the 10% (or the amount as it added up) but over the years, it did continue to build and build and build
I have learnt a lot from you and I happy I found a forum like this. A lot of things are already changing with me and very fast at that. I am taking my financial planning and investing seriously, cutting many frivolities and focusing only on needs and necessities. The transfer of knowledge and experience happening in this forum is what I will cherish as long as I live