Vocês querem taxas sub $0.10 ao mesmo tempo em que a rede só sustenta 6 TPS e ao mesmo tempo em que os mineradores ganham o suficiente para proteger a rede de agentes do estado bilionários. Como?
Realmente, não sei como o hash rate continua subindo com o preço do Bitcoin parado e as taxas baratas.. A cada halving fico mais preocupado com a maior dependência nas taxas.. vamos ver o que acontecerá no próximo ('marcado' para abril/2024).
Tem uma postagem antiga do Hal Finney (ontem fez 9 anos que ele faleceu
) aqui no fórum falando sobre isso, que as txs on-chain serão apenas de "grandes transações" no futuro:Actually there is a very good reason for Bitcoin-backed banks to exist, issuing their own digital cash currency, redeemable for bitcoins. Bitcoin itself cannot scale to have every single financial transaction in the world be broadcast to everyone and included in the block chain. There needs to be a secondary level of payment systems which is lighter weight and more efficient. Likewise, the time needed for Bitcoin transactions to finalize will be impractical for medium to large value purchases.
Bitcoin backed banks will solve these problems. They can work like banks did before nationalization of currency. Different banks can have different policies, some more aggressive, some more conservative. Some would be fractional reserve while others may be 100% Bitcoin backed. Interest rates may vary. Cash from some banks may trade at a discount to that from others.
George Selgin has worked out the theory of competitive free banking in detail, and he argues that such a system would be stable, inflation resistant and self-regulating.
I believe this will be the ultimate fate of Bitcoin, to be the "high-powered money" that serves as a reserve currency for banks that issue their own digital cash. Most Bitcoin transactions will occur between banks, to settle net transfers. Bitcoin transactions by private individuals will be as rare as... well, as Bitcoin based purchases are today.
Bitcoin backed banks will solve these problems. They can work like banks did before nationalization of currency. Different banks can have different policies, some more aggressive, some more conservative. Some would be fractional reserve while others may be 100% Bitcoin backed. Interest rates may vary. Cash from some banks may trade at a discount to that from others.
George Selgin has worked out the theory of competitive free banking in detail, and he argues that such a system would be stable, inflation resistant and self-regulating.
I believe this will be the ultimate fate of Bitcoin, to be the "high-powered money" that serves as a reserve currency for banks that issue their own digital cash. Most Bitcoin transactions will occur between banks, to settle net transfers. Bitcoin transactions by private individuals will be as rare as... well, as Bitcoin based purchases are today.
Não sei se concordo com a visão dele. Imagino que bancos também recorreriam a sidechains para economizar com taxas, ninguém é bobo de pagar US$ 50 quando pode pagar US$ 0,005.