I haven't applied for loans but I'd imagine if ppl wanted one it shouldn't take long to repay. As a Full Member I can get at $40 max week in my sig campaign. You've given Devawnm367 $118 17 months ago so he should've settled he's had enough time. His last activity's a year ago in the forum. It's possible something happened to him but it's abysmal feeling to know you've had one more loan default.
Like he said, he based on the defaulter's previous positive feedback, which was painting a picture of him paying back loans and having successful trades with other different members.
I feel for Shasan and all the lenders in this forum. This business is not for the faint-hearted in that even if a member has been very trustworthy, they can one day disappear in the forum unannounced due to different circumstances and there goes the loan.
I also have a feeling there are some members who build trust between different lenders and later on pull off an exit scam just when the lender thinks they can completely trust them.