Sometimes expenses are difficult to predict every month, even though we have detailed everything, there are always urgent needs that require us to incur additional costs
Perhaps the most important thing is to get into the habit of saving a fixed amount every month, so that we can have reserve funds when needed, and are always productive in seeking additional financial input, so that we can meet our main needs.
That is so true, that's why we really need to put everything down and so that we can manage some expenses and maybe put aside money for that one as we really don't know what the future holds.
Saving is not that really hard, it's that for some, we have impulse to buy anything that we don't actually need. And that's why we really commend people who can actually save money whether in banks or crypto just like the majority of us and have the mental discipline.