Investing is important and really good, and if you're not disciplined enough it becomes really difficult but at the same time no one should ever invest at the expense of meeting pressing needs. Bad economic situations will always come go creating upstreams and downstreams of the economy. It may lead to many people losing their jobs and many business going bankrupt,so a person should always have multiple sources of income making it easier to invest .And also, there are wallets which hold Bitcoin as if it's a fixed deposit account. You may want to try one of those if your discipline is playing games on you.