Someone struggling to learn the basics of wallets will definitely be swallowed by the encyclopedia of Ratimov. What Op needs to do is to take a step at a time. Also they need to have a track of what they have learn and what they have to learn. Whenever newbies claim they have invested, you do not have any evidence or any reason to prove them wrong. So, we believe they have invested and learnt the basics of investment. So many of the newbies make hasty investment, but it pays to learn before investing to earn.