I shouldn't need to go into details again because this has been discussed, and arguing why we should stick to our methods will be a never ending battle.
Our priority is to protect this operation and to protect the customers. Simple as that.It'd be nice if we could make THAT answer a sticky to every page on this thread, because out of the 100+ pages I am assuming at least half are people whining about your service and wanting details of how it works. Let's put it to rest people.