Re: How to avoid over expenses and have discipline

You don't need to eat at those expensive restaurants if you can eat it in a normal restaurant, because if you are just earning minimum wage, then you don't need to eat at those restaurants. Don't be fancy, and you are right, don't buy those nonsense items that you don't need. It is really about self-control because, as others have stated, if you can't afford it, don't push yourself to afford it at that time; instead, work hard so that you can afford it in the future. Right now, because of the high prices, people are sure getting a budget on everything.

Sure, you do not need those things, however, people are living not only needing lives. We have desires, ambitions, self esteem and endeavour for realisation. We have to earn our place in society. And that is why we are doing a lot of things. Yes, we could not do it, but then our lives would look dull, savourless and boring. A person should strive for something, desire something. Only then does he or she feel alive.

But in the meantime, you should be disciplined with your spending if you are just earning the minimum wage. Yes, all of us have desires and ambitions that we need to gradually achieve, but that doesn't mean that you should make an abrupt move because your life is boring. In the meantime, to achieve those dreams you want, you need to have discipline in life, not only in finances, because how would you be achieving your wants if you were already broke.

I agree. Prioritize the needs first, before the wants and be practical (for now). If you have desires that you want to achieve then work on it, strive hard so you can turn your dreams into reality. However, if your current situation is hindering you to achieve whatever goal you have in life then it's time to do something that can help to change what you used to.

On the other side, to avoid the short of budget due to unnecessary expenses, before your pay day, list down the essential things (food, bills, transpo etc.) so you can budget beforehand the amount allocated for these expenses. Don't spend more than what you can earn to be able to save some money for the future. Discipline is important if you don't want to struggle financially. Much better if you can increase your earnings by looking for a side hustle and not just relying alone in your main job.

I agree that the financial sphere and life in general require discipline and responsibility. But I'm also sure that if a person only thinks about limiting own spending because he is earning a minimum wage, he'll never start earning more. Because it is always easier to sit and do nothing and think that you have no conditions and opportunities, and that if everything was different for you, then you would earn more and satisfy your desires. This is a passive position. A person must act, must look for ways to achieve what he wants. And not to complain that he has nothing. Because it will continue for him like this with nothing.

Getting jealous or having envy into those people who are financially capable isnt really that bad as long you dont make yourself that climbing up the stars without having that action which it would really be leading into those things or acts which would really be illegal. This is why it would really be that wise that you should work hard and invest more or something that do talks about adding income source which is something that really be your target on doing so. There's no sense on spending money which is something that more than on what you do earn and its not something worth on doing so.

Always be mindful about your income source and the money you should spend should really be first on your priorities in life. If you do wish on having no struggle in terms of finances then you should work hard for it.
Getting envious is normal but if you dont act out and not doing something for good or better then you wont really be changing up your condition. The fact that the economic situation getting up more
worst then it would really be affecting you that badly if you do still keep on earning the same numbers or income for how many years. Try to make yourself enhanced or upgrade.