I'll quote my yesterday's response given to similar question.
I get 8-9% apr on Hive blockchain (
https://hive.blog is main frontend), your funds remain in your custody all the time. You can use services like dlease.io to lease your hive. Can undelegate anytime and receive back your hive, it will take 5 days for your undelegation to complete.
Hive was born of Steem because community didn't like Justin's takeover over Steemit. Hive is active community full of developers and bloggers. Multiple ways to earn, hundreds of dapps, feeless blockchain. I consider it much better than DeFi because what many of them are trying to achieve there, already happens here.