what you said is very true, to achieve financial freedom sometimes what is needed is simple, namely in a way that we can manage expenses and can use money to save and invest. As you said, savings are a precautionary measure in the face of undesirable and unpredictable events. Besides, everyone has different finances, so only we can adjust our financial plans for the future ourselves. What we need to do is start the plan correctly and consistently so that our goal of achieving the desired financial freedom is achieved.
Yes, investing is a wise choice rather than saving too much at the bank, because if all the money is saved at the bank, you will lose because the value of the currency falls. In conclusion, if you have the guts, plus if you are smart about promotion, it is better to make money by doing business, such as selling online or offline. If you really don't have skills in the business field, what you have to do is trade and invest to achieve financial freedom.
In principle everyone must have different incomes and expenses so that in order to live frugally and achieve financial freedom, they also have different levels and parenting styles. That's why I, only we as individuals know how to live with discipline and spend money according to the portion needed. Make life a priority in achieving financial freedom, savings, investments or small businesses to supplement your income because when many sources give us even small profits, it will be easier for us to manage our finances.
A plan is a basic framework for us to start something, for example when we want to run a business, what steps do we need to take first, and vice versa with investment. When life has a plan, it will be easy for us to achieve because we know what we have to do first, everyone has to look for it because in this world nothing comes for free, especially when it comes to financial freedom. If people do not have plans and skills to achieve everything they want, it will be difficult for them to make it happen.