and the loan that has been received by someone else is nothing but gossip which has been made to get sympathy for what can take a long time to repay the loan.
Maybe. Maybe not. Either way, this is pure speculation.
I can't make heads or tails of this either. There's no evidence to support Shasan's speculation, and since I don't know Peanutswar well enough it's hard to make the judgement call. But since he's willing to pay back this kind of speculation is irrelevant unhelpful.
And don't forget: all of this could have been prevented if you would have asked for a signed message to begin with.
If Peanutswar's claims are factual, then it's my opinion that both members are equally responsible. Certainly Peanutswar should have been more careful with his account security, and Shasan should be asking for signed messages. At the very least insist on sending only to an address that's been posted by the member in the past. I think Shasan takes a lot of unneeded risks in his lending activities, and unfortunately this is one of the pitfalls of those risks.