After there was a case of Terra losing its valuation, I became worried about stablecoins, I was afraid that would happen to USDT or BUSD. If I had to choose, maybe I would prefer to keep USD in a bank account, both are centralized and if you keep USD in a bank, usually the bank will be responsible if our account is hacked, safer than stablecoins, USD valuation is also guaranteed not to collapse overnight
However, if your finances are good, and you have cash in reserve for emergencies, it is better to store it in bitcoins. Only bitcoin is decentralized and its valuation will continue to increase
For BUSD as Binance stable coins have warning delisting from exchange market and all investor who holding BUSD in Binance or dapp exchange have enough time for converting to other stable coins until early of 2024. Still frustrated with Terra Luna stable coins or UST dropped drastically until have values as shit coins. But dilemma when holding fiat in the bank we are facing inflation value in the future actually with long term holding as our money is saving fund in the future. In other side, Stable coins are promising with price progress up few percent in the future but some time many unpredictable happening with stable coins and easily got scam like UST.
I think store or saving in Bitcoin is best option than fiat or stable coins, there are not issues with bitcoin will be zero values like UST in the future and we don't get inflation values like saving fiat in the Bank.