I believe that most business owners will prefer to transact money transfers with their customers directly without using an exchange, that will be a third party, and you'll have to pay this third party or middle man money for his services, whether you like it or not. I also believe that nothing beats transacting money directly with your clients or customers, no third party whatsoever. One of the reasons why I like bitcoin is that it's decentralized, and you can do a P2P transaction with another bitcoin holder without any exchange being involved. But for convenience, transparency and scams that are associated with P2P, you don't have much choice but to patronize the services of these exchanges.
You can not eliminate the middle man in businesses, especially in this digital age, be it fiat or cryptocurrencies, because they have come to stay. Big exchanges like Binance, are cashing in on being the middle man in businesses, an unavoidable indirect business associates, in your face, waiting for you to go through them.
You know what you're saying is a matter of choice; no one is forcing you if you don't like something; it's up to you if you want to use a third party or not. It's that simple to understand. Of course, if we use our common sense, when we use fiat, it automatically has a tax, but with Bitcoin or cryptocurrency, there is none because you will go through its P2P features.
So it's more convenient to use, and many people have proven it in the field of cryptography, and you know that. Just as an example of what I'm experiencing here, when I do a transaction, I always only use p2p through Binance, and I don't have any problems with this setup of converting the profit I get to cryptocurrency, to be honest.