No middle way, no trick, no further questions, no this or that, your choice and tell me why this and not that!
Option A looks enticing because I expect my small Bitcoin holding to make me rich. But the consequence of having more is loss of freedom. And financial freedom is better than having all the money. If Bitcoin's price grows but it is highly regulated, it is like having more and owning nothing. Centralization gives the government total access and control over your coin. Just like a savings account in the bank, you can't claim ownership of funds in the bank. The government can decide to enact a law and confiscate all the funds in banks.
So I will gladly choose option B that gives me total ownership of my money. I might not have much from my Bitcoin investment, but I own and have full control over my coin. Privacy is a priceless asset. I don't want people to cheaply know how much I own because living a private life has many advantages.
I agree with you in terms of privacy because Bitcoin can provide an estimate of privacy rather than controversial assets. Besides that, Bitcoin is an essential step toward financial freedom. While centralized assets are fully under the control of the government at any time, they can easily assess you. In addition, you say that privacy is a priceless asset. Based on the same topic, I accept your point that the first is financial freedom and the second is privacy, which are very necessary for a person of a certain financial status. That is what made Bitcoin more prone to adoption than other controversial assets.
At the end of the conclusion, I picked up your plan B because it gives me a separate point of view on secure assets.