Recently, many threads on this forum have criticized banks, and it seems like no one is coming to their defense. Banks have indeed made significant contributions to the overall development of the world, generating substantial revenues for governments. They have also supported many successful entrepreneurs through loans, which has played a crucial role in economic growth.

When it comes to cryptocurrencies, it's essential to consider what they contribute to governments. Some individuals may still be benefiting from traditional banks, while others have found advantages in cryptocurrencies. I don't view them as rivals or competitors; they represent two distinct options for managing money and assets, one digital and the other physical. Even if cryptocurrencies become dominant, fiat currencies will likely continue to exist, as not all countries may adopt cryptocurrencies as their primary currency.