I can really remember the last time I went to bank to do anything. since the COVID Era till now, I have not visited any bank. I do any transactions from pos around me and I'm okay with it. when you consider the time factors considering what we do here , you will know that going to back to queue is wast of time since you will use 100 to 300 to do what ever you want to do in bank around you since COVID till now I use my ATM to buy what  I wish to buy . and I'm very okay with it.