To be mindful in spending our money can help us to avoid unnecessary problems. Always prioritize your spending, we need to make sure that we are just spending based on our needs and goals and not spending on what we want. Make a budget to help us track our spending and for us to see if we are overspending or not. Avoid getting a loan if it is not necessary. Make an emergency funds specially for unexpected medical expenses etc. in the event of emergency.
Making a budget is good habit, and I like those people who make a budget for any step they take in life. I see many people who are poor because they don't make budget, they spend a lot of money by purchasing things that are burden on them. They only want comfort and want life of rich people. They trapped into this. When a person has 250$ salary, he cannot afford a big apartment, but they take a big apartment and then they have to work day and night. This is a big problem that I noticed. And I noticed a lot of people who have low salary but their cash management skill is very high and they are enjoying a happy life.