I get the point now, even with the use of DCA strategy without the plan for emergency funds investment could go very bad were as you could be lack of funds when emergency needs will arise and as such you will be left with no option but to sell from your investment, perhaps I overemphasize DCA on one direction which is to solve the problem of overinvesting and risk management for accumulating a bit by bit forgetting the need for emergency funds which is very important and essential which will help and spice up DCA strategy knowing fully well that as your accumulating using DCA method your also adjusting to your emergency funds.
After all, emergency fund is something that is important in financial management so regardless of whether we invest or not, emergency fund should always be there and should have a part of the income that we get from our salary or business.
Therefore, I sometimes do not really agree with most people who put the emergency fund post but used for investment, even though it can be done because in the end if our emergency fund is not used then it can be used as one of the additions to maintain our investment but in this case the main function of the emergency fund is not used for that.
Investments, especially DCA, should be budgeted in advance from our income and must distinguish which one is used as an investment and which one is used as an emergency fund, do not let it be equated because in my opinion the calculation becomes a little troublesome if it is equated and can interfere with each other's needs both in investment and emergency funds that are prepared.