2023 has already taught me more than enough and it will be one of my most memorable year but in good terms and also otherwise because I must confess that I've truly learnt more than enough for the year and I'm grateful.
Well people already have wrong concept of savings and investment and I've always known that the major purpose of savings is to have something to fall back to, in case of emergency but now people make saving a competition and most times people save and even refuse to touch or temper with it even in times of difficulties and end up messing and ruining everything for themselves.

People should always have a proper knowledge of investment and savings and not feel oppressed when they don't have any especially after doing their best.