The solution is as simple as spending less than you earn, which is sometimes difficult, but you can always spend more than you think you can. Normally people focus on saving but in an inflationary environment like the one we are in it may be more difficult as the OP says, so there is the option of trying to increase income.
Thankfully, this forum has been a blessing and probably the only thing giving me hope, as it has resulted in me making a decent sum of money in the process.
I hope, then, that you have at least saved a part of what you have earned here. In the next bull market you will be able to spend more and worry less.
Don’t overthink! I experienced same stress before during pandemic since my job becomes temporarily close while I have a lot of fixed bills on monthly basis that need to be paid especially insurance.
I focus on my current resources and try sellings goods on social media which helps me a lot to get extra income. I live near the manufacturing area of goods which I resell it on lower price compared to retail. <...>
You are the example that nowadays there are many possibilities to earn income with the internet. If you are in the OP's situation, if you put your mind to it, in the end you will find a way to earn extra income, and an example of this are also signature campaigns.