Everyone goes through stress related to money after all over the past few years millions of people have faced financial difficulties due to various problems around the world, including epidemics and wars.
Just remember this. When you are stressed, that just means that you are focusing too much on the things you cannot control. So if you want to get back in the right track again out of your adversities, you just simply need to feel that you are in control of you own finances and your own whole life. So take a pause in your life. Remind yourself that you are the only person responsible.
There's two things you can do. Minimize your expenses or maximize your income. Along with that you have to payoff your debts and start saving so that you have something to invest later in your career and life. Anything outside of your control are just distractions.
That's easier said than done. When prices of basic necessities are already way above the average price pre-covid and our salary isn't also increasing, we really need to do something like turning off the heater just to minimize the bills. When going out just to buy something, I just use my bike.
Easy for a person with no mouths to feed actually but if you are a family man with responsibilities, you are really going to sacrifice stuff that you used to have. No beers and sodas but water. I have a neighbor that I regularly check because as of now I look after one of his kids sometimes, he cooks food and this food is what they eat for the rest of the day from morning til evening. Thats how tight the budget is.
There is a saying that a hard time makes a strong man. There was a time in my region when my father and grandfather were living their days with one or two meals. They had to work day and night for that and sometimes their children went to sleep without a full meal for a whole day. This situation made them strong and adaptable to different situations. In todays kid they won't survive that kind of scenario that our father and grandfather survived.
Our father doesn't want to feel the hardship that they leave behind and we become weeks in metal and physically. Kids should learn how to survive a sinking boat.