The question is, should I use bitcoin lighting or create an erc20 token?
not everything is worth decentralizing. It's worth to use decentralized solution for life savings (that's what bitcoin is for) but if your website is based on earning micro rates for short tasks, why not do it the old way and when the "employee" collects the appropriate amount in his account (for example after finishing 10 tasks), he will be able to withdraw in the crypto of his choice, incurring transfer cost yourself?
To be able to do that, I must take a higher commission, which is inconvenient for a startup, but the advantages of erc20 are worth exploring, first, you get funded, so goodbye to higher commissions, second, the crypto space is small and has a large community, so I can build a user base easy, last, I can focus on creating more services for business using the data we collect, and use part of the revenue to burn the token which benefit all the token holders.