You are even talking about gamblers who are still schooling? In third world countries where the rate of graduate employment is high majority of them had resorted to gambling to escape poverty and to make end met most especially soccer fans of foreign clubs like EPL and Laliga who passionately support their teams and are utilizing that opportunity to bet on their team, there are only few of students who gamble anonymously because the recommended age for gambling is 18+, in as much as they gamble responsibly and meeting up with their financial need then there is no gambling disorder that would affect them except if they choose to become a gambling addict that is where a problem will come in.