It's not an easy thing, everyone really wants to retire because of course almost everyone doesn't want to be tied down to work and wants to be free to do whatever they like, but again, if everything is constrained by money, even though they have prepared for early retirement, not many people have the courage. take this decision if there is no strong guarantee that your finances after retirement will remain secure or stable.
I agree, it is really really very hard to retire at early age if your company job is your source of income or your retirement fee is good amount but then you are afraid to start your own business or start your own life from now on, it really requires a lot of courage. I know that because it was the struggles of my parents when they start to retire it is hard to adjust and live in the first few months but it is fine after you adjust.