This kind of situation is very common but we all can agree that it's hard to manage your finances if you're a low or middle wage earner. Especially nowadays where basic needs and everything is getting more expensive due to inflation.
This is one is good. Globally this is very hard. Read many articles on global scale that they increase payment for some small percentage but they increase food for double that amount.
How this is one example me and m wife both work I have 2 jobs one is part time. And only like this we manage. Paying bills and private university (dont get me wrong but my older kid was not bright in high school and he could not pass exams). How he is final year younger is having activities besides school just not to sit on pc playing games r with phone in hands.
We also have house outside of town. We manage all that together, yes there were hard times but nice ass well. But in every family wife is the one that keep balance man work for that balance.