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1. Restrictions from the government and regulators who keep on threatening that they may ban bitcoin or crypto in general anytime, imposing an unjustly ridiculous tax on trading and withdrawal literally leaving us with loss even if we make a profitable trade. What if a situation arises wherein we cannot withdraw even if the value of bitcoin increases as it will be of no use.
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You really got the top 3 reasons. But I have some additional on the first once. This reason, restrictions from governments and governments are one of the best reasons because we all know the benefits of using Bitcoin especially if you will use it to send money from someone in different counties, and another thing is using Bitcoin for mode of payment or use it like money remittance, we all know the fees and transaction time when you send money to someone from different country.