There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
Managing household finances is an additional job for each head of the family so that it is in accordance with what was planned at the beginning of the month. People who manage their families very well even though their personal income is very low always look at their financial conditions realistically before spending. Every individual always has desires and goals that he wants to realize immediately, this is where you as the head of the family must be wise in determining priorities between desires and needs. Your decision will really determine your financial condition, so you have to be wise in deciding what to achieve and postpone for next month.
Spend something according to your budget planning in each monthly period. You also need to record your expenses regularly so that it can help you know where the money is spent in that period. Expenditure records really help you in finding financial problems and it is also easier to find solutions if monthly expenses balance with income. Apart from that, you can immediately evaluate the goals you want to achieve in the future so that you can leave a little money to save or invest elsewhere.