Do we really need cbdc now?
NO!
The idea behind the CBDC across various countries is, amongst others, to digitally represent themselves in the new technology and also have swift tranfers but neglect the very blockchain onus, which is, by far, the most proritised reason for the blockchain technology.
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I agree with that: the first idea that comes to mind when we think about cbdc's is that it is a way to compete with cryptos (mainly stablecoins), which can be also true in the future, but as per now I think that it is more a maneuver to make fiat (and financial control institutions) look cool. Younger people is learning about blockchain, and legacy institutions don't want to look archaic for them. Of course, goals and strategies vary between countries, but the idea of the digital representation is quite on point.