CONCLUSION
Alot of people today blame themselves for what they have failed to do some years ago. The idea you failed to develop year ago may be the success story of another person that turn him/her to a rich person. Life is just about risk. Risk that money in your account into your ideas without minding what people will say, put in all your possible best for the idea to become successful and become a successful entrepreneur rather than a dreamer.
Life is not just about risks. Of course, there will be risks you will take, but life is not all about risks. We cannot do everything we do successfully. It may not be everything we want. We cannot always achieve our goals. All of this should not be seen as a loss.
Sometimes a success story is written thanks to our failures. That's why we shouldn't act with definitive judgments in this life. Many factors such as time, luck, education and focus shape our lives. But contrary to what you said at the beginning, life cannot be about risks.
Our goal in life should not be to reach a certain level by taking risks. We can take risks at certain times, but there needs to be a limit.