We spend half of our lives working and the retire tired at 65 - 70. Those who retire early, 45 - 50 get to spend more time with family, friends, hobbies, and passions, as well as the opportunity to learn new skills, play instruments, engage in sports, and enjoy youthful activities. Its fun. Despite people saying that the lack of health insurance is a disadvantage to early retirement, I tend to think that an early retiree who may not be able to afford healthcare can opt for part-time employment to maintain affordable health insurance. Where this is not possible after a thorough thinking, then the individual must choose to continue working until it is sorted out.
When someone decides to retire early at the age of 45-50 years, they must have a plan to prepare another job according to new skills that may not interfere with time with family. Many early retirees already have their own business that has been running for a long time along with their previous job. They must ensure that their monthly income is still the same as the salary in their previous job, if their income is lower they will have difficulty paying for health insurance, according to information that the cost of health insurance increases depending on age level, and many other routine expenses must be considered, so don't rush to take it the decision to retire early without the guarantee of being able to work in another job.