We spend half of our lives working and the retire tired at 65 - 70. Those who retire early, 45 - 50 get to spend more time with family, friends, hobbies, and passions, as well as the opportunity to learn new skills, play instruments, engage in sports, and enjoy youthful activities. Its fun. Despite people saying that the lack of health insurance is a disadvantage to early retirement, I tend to think that an early retiree who may not be able to afford healthcare can opt for part-time employment to maintain affordable health insurance. Where this is not possible after a thorough thinking, then the individual must choose to continue working until it is sorted out.
I personally think that early retirement only suited if we already got all things for ourselves including health insurance at least money to pay for it and also getting passive income.
without those i doubt the early retirement will let us having good time considering we will have constant worries without source of income and there's many bills to pay.
therefore having passive income is I guess a thing that can't be underestimated when it comes to preparing early retirement.
i would say i wouldn't even dare to have retirement without all these things set up just to give ease of minds.