Patience and not giving up is the key. Many people have experienced it so you are not alone. They are still patient and keep trying even if they look tired. The way to stay optimistic is to believe that every day we live will get better until we can get a better life. No need to feel sad because we've been through the hard way. Now, we're given a new hope after pandemic ends so we must try with harder than before.
but we also need to do something different in order to improve not just patient because after all life not to go on, so if we can be comfortable why not, through all the hard work we might make it.
when hardwork finally pays off then at least we don't have to be stressed by finance condition again, because we can't lie that the stress is mentally exhausting and doesn't matter how optimistic we are, we would always have some thoughts about this, therefore escaping financial crisis is the way.