Life can't be predicted and no one knows where financial opportunities will be coming from , it is just better to get a degree and a good skill and be waiting which one of these can bring opportunities because sometimes one might have the degree but nothing better is coming from that angle but where their are opportunities is from skill. For one to succeed in life it is better to get ready to grab opportunities by getting a degree and skill, this two tools are very important in achieving financial success in life.
Even though there is indeed a condition where something like this cannot be predicted because it can come suddenly, but in other conditions we must also realize that to survive and welcome a better life in terms of financial conditions and our comfort in surviving it must start from several things and education (academic degrees) and skills must still be honed and deepened because these are supporting factors and are very important to have.
for academic degrees maybe this is not everyone can get it but for skills as long as we want to try then it can be obtained with a note that we are serious in doing it.