You can get a loan on this forum and the lender does not need to know your identity. You will see services like that on the lending board on this forum. If you have collateral like altcoins, or if you are in a signature campaign, you get a loan on this forum.
Am just learning about this and thanks for the candidness.
I still think that a person who can get this kind of loan here would have got to attain a certain rank in order to be granted such loan.
Unless it doesn't really matter, what's to say that it's any different to what happens in the real world.
Perhaps am thinking too much, but would like a third party be involved such like in P2p where there's an escrow account?