The simple thing we do is think simply, don't even think about replacing your mobile phone with the newest type and don't install online shopping applications that make us always tempted to shop, when on holiday stopping internet access is the best solution so that we can always keep it from getting easy. shopping, apart from that we have to make a daily and monthly spending budget.
Yeah, I think a budget and having the mentality to keep consumer spending low is essential. I don't think a code or anything is necessary either, which complicates things too much. The generation of our grandparents was something they practiced by default because there was not the abundance of today (I refer especially to developed countries) and saving for tomorrow was necessary, not a difficult option in the face of so many offers, different means of payment and even of financing, as it is today.