Almost everyone knows the potential in holding Bitcoin but getting spare money to buy may seems difficult. Most people keep waiting till they get huge money to buy but this huge money may not easily come once. They do forget they can keep buying using DCA and with time they can hold a reasonable amount.
Of course buying bitcoin doesn't have to wait for you to become rich, as you said, we can take advantage of the dca strategy by buying bitcoin every period. Don't regret it like in 2021 because you missed the bitcoin halving, so while the market is still cheap, take wise steps by paying in installments little by little, whether it goes up or down, just wait, because in 2024 there will be a halving of bitcoin. However, you should still have a 50% fiat reserve in case there are unexpected needs and situations that require fiat immediately.