Risk is a part of the game, just like we can't predict whether FTX or LUNA will collapse; we can only assess a portion of the risk. If stablecoins can comply with the laws of governments, the risk associated with them would decrease significantly. Let's ensure their safety at an optimal level. Otherwise, we have to accept a market with high inherent risk. We can see ongoing debates about decentralization and centralization, but they can coexist to an optimal degree to minimize the best risk for investors