After the collapse of FTX, many people have realized the importance of their personal wallets or decentralized exchanges (DEX). For sure, I will not keep my assets on centralized exchanges (CEX) and will transfer my assets to my personal wallet. As for the platform you mentioned, I haven't quite grasped whether it's a personal wallet or a DEX?
If you speak about the Utopia P2P - there's a wallet within the soft and they also have a decentralized no KYC Crypton exchange. That's very convenient when you have everything in one place. I just wait for the day when they'll add more assets to their exchange and it will be perfect.