Simplicity is no doubt better than technicality, but depending on what factors you call a method, thing, or strategy, a simple one and a technical one Because, in your sight, or according to your knowledge, you found "X" things simple, while the other person with lower knowledge will find the same "X" thing technical. The level of simplicity and technicality depends on the knowledge one has.

If you don't know about multi-signature wallets, then learn about them, up your level a bit, and set that standard as a simpler one for you. Then proceed to more technicalities and make them simple for you. If you do not leave your comfort zone, either in the context of wallets, blockchain, or any crypto-related technology, you will not find new ways and will be stuck at levels that, in your sight, will be simpler for you, while moving up will look like a burden to you. So change that.

In simpler words, we should improve ourselves with modernization and how hackers and scammers are finding new ways to scam us. In the same way, we should improve ourselves and keep our education up-to-date, and that's the only way to avoid complexity. Then start with less, or first just test the options, then proceed with real funds.