As a Bitcoin enthusiast, I want to say briefly that you shouldn't sacrifice simplicity for technicality. You are more likely to lose your bitcoins because of too much technicality than to scammers or hackers. An example of keeping things simple is that instead of storing your Bitcoin in a multi signature wallet that you do not understand how it works or have no experience in setting up, store your Bitcoin in a soft like Electrum wallet where the process of setting up is pretty straight forward. Another example is using simpler and recommended ways to protect your seed phrase instead of some ways that has too much complexities and technicality to it any mistake can result in its loss forever.
In summary, it is more practical to stick with user-friendly options that you understand well than advanced options. Simplicity and a strong foundation of knowledge are your best allies in safeguarding your bitcoin.
You wouldn't really be that so dumb on diving in without having that sufficient knowledge on things on which it is really that impossible for someone who do make things without even thinking on what it is,specially if we do talk about storing our bitcoin then it would really be just that normal on human instinct or behavior that we do need to research up first before making further step. There might be some those dumb people who do carelessly making out some actions without thinking up first but majority of us would really be that mindful about the actions that we are making since we are basically be dealing up with the money that we are really that tending to store for long term. Technicalities about storage about your Bitcoin isnt really that too much to comprehend even if you arent that tech savy or does have that high knowledge about digital things but having making use of your own common sense should really be that enough for you to determine on which thing is really that viable for it to be done and what things should really be that be avoided.
Its impossible that you cant really be able to distinguish which thing that best for you but of course there would be people who would really be making actions which arent even that
worth or right on doing so and this would really be resulting on losing up their precious coins.