An example of keeping things simple is that instead of storing your Bitcoin in a multi signature wallet that you do not understand how it works or have no experience in setting up, store your Bitcoin in a soft like Electrum wallet where the process of setting up is pretty straight forward.
It is worth knowing that wallet like Electrum can be used for multisig setup.
To learn about bitcoin wallet is not what is hard. I prefer multisig than single signature wallet on online devices. It is safer.
using a multisig wallet is something that increases the level of security of wallet and funds but it can turn out to be a disaster for an individual, a newbie who for sake of wanting to level up his wallet security chose to make use of multisig wallet Just to later encounter the technicalities involved and making a mistake that could cost him his funds eventually. If I have so much money to protect that much I'll simple make use of a hardware wallet if am not comfortable with using a single signature wallet.