I won't say that it's a 100% or definitely scam attempt, but it seems so suspicious.
It is 100% scam.
He has no merit in the last 120 days and he has no campaign.
I wouldn't blame this guy if he ever got the loan, I would rather blame the loaner.
Although the forum is an informal place where people don't have to know each other personally or with IDs before transacting, still, there are limits to what should be wisely accepted. And as you iterated above, the account is such that is not in a campaign or has any merit in the last 120 days, I wonder who would take such a joker seriously.