Have people actually done that in the past, to get a loan or for any other reason?  I can't say I've ever heard of someone putting advertising in their signature space to deceive.  Plus in this case the loan request was for $800 and that would take a number of weeks to pay off even if someone in one of the highest-paying campaigns were to use the proceeds to do it.

Never heard of ~Money~ but looks like they've been a member here for 10 years.  This is one of the reasons why it's a bad thing when accounts change hands.  I'm not 100% certain that's what's happened here, but unless that member really did wake up and decide they needed a loan, it's entirely possible the account was sold or hacked.